Top 8 online payment platforms of 2022

This list is about the 8 best online payment platforms. We will do our best for you to understand this list of the 8 best online payment platforms. I hope you like this list Top 8 online payment platforms. So let’s start:

About the 8 Best Online Payment Platforms

The best payment gateways make it easy and simple to accept and process credit and debit card payments online. Payment gateways let you accept card payments online or in-store, which means they can offer online and offline credit card payment processing, as well as work with point-of-purchase processing. sale (POS) in store. The best payment gateway will provide security and privacy to the customer and leave a good impression and reliability on the e-commerce website or application. A functioning payment gateway should allow merchants to securely accept multiple transactions (debit cards, credit cards, wallets, etc.) on the website as well as on a mobile app.

If there’s one industry that has truly had a successful year, it’s online payments. The digitization of payments, which has gained momentum over the last decade, has absolutely taken off in recent months. In virtually every market in the world, online payments have become the norm rather than the exception. For low-volume sales, a simple payment gateway is the most effective short-term option, as monthly fees hurt revenue more than processing fees. However, once the sales volume reaches a critical threshold, it becomes cheaper to pay a monthly transaction processing fee with interbank rates.

Here is the list of the best online payment platforms


You can buy items online even if your PayPal balance is zero by connecting it to your current bank account. PayPal’s current app is very good at paying others with PayPal accounts, and some may prefer its simpler approach, over Venmo and its attempt to tap into Millennials’ love for oversharing. .

You can buy items online even if your PayPal balance is zero by connecting it to your existing bank account. PayPal is free: you don’t have to worry about monthly membership fees, annual maintenance, or even maintaining a balance. As a PayPal user, you can withdraw funds in 56 different currencies. PayPal is available in 202 countries.


Harshil Mathur has been CEO and co-founder of Razorpay since December 2014. Razorpay has become one of the leading payment gateways in India. Razorpay is the easiest and most modern way to collect payments from customers and people, as it includes all payment methods, such as UPI, debit card, credit card, bank transfer, check transfer, etc. .

Razorpay also offers you a Razorpay Router API, where it could be integrated with Magento 2, and helps you manage money flow and split money payment between partners or individuals. We can create smart pages that look very professional and really smart.


Stripe Payments is a powerful payment processor for online sales. You can accept dozens of payment methods and over 135 currencies. And its advanced developer tools let you create a custom checkout flow, as long as you know how to use them. Supports a wide variety of payment methods and currencies.

Designed for large enterprises, it offers a host of APIs that allow you to build your own subscription services, on-demand marketplaces, or crowdfunding platforms. Supports a variety of development languages ​​including Ruby, Python, PHP, and Java.

Give customers a positive and secure shopping experience with a verified site security label, onsite ordering, simplified PCI compliance, and personalized checkout pages. In addition, they have an Advanced Fraud Detection Suite, a free security service.

Connect a compatible card reader to your computer and start accepting payments. Offer your customers a variety of online payment options. Turn your phone or tablet into a fast and secure mobile point of sale (mPOS). Get easy-to-use tools to manage your everyday billing needs.

X Payments

When processing online credit card payments, X-Payments acts as an intermediary between a shopping cart application on the one hand and payment gateways and 3D-Secure systems on the other hand, implementing a PCI-compliant secure layer that works with credit card data and keeps your applications and systems out of PCI reach.

Accept credit cards directly on your website and stay PCI compliant. Sell ​​services and set prices later when the service is provided. Take phone orders from returning customers and, if necessary, easily update your credit card information. Make repeat orders easy and convenient for your loyal customers. Activate Apple Pay in your payment routine.

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Braintree, a service and subsidiary of Paypal, is a billing platform that stores credit card data directly from merchant systems on secure servers, and allows cards to be recharged or refunded. Braintree also supports international payments. The price is 2.9% plus a 30c transaction fee.

Big digital companies like Airbnb and Uber trust Braintree. It has special tools for fraud detection. It can be integrated with Google Pay, Apple Pay, Venmo, and all major credit and debit cards. It’s easier to send large amounts of money in foreign currencies through Braintree.


Dwolla is simple and eliminates typical gateway infrastructure fees, and the service offers same-day and next-day transactions for ACH payments. So if you’re interested in the latest bank verification and transfer options, look no further.

Dwolla’s robust platform, low-code API and partner ecosystem simplify the complex process of integrating with various payment networks to create a single end-to-end solution. Dwolla’s modern payment technology integration gives a business the ability to schedule real-time, same-day or debit card payments 24/7.

Secure payment

Detailed reports of all payments. Easy integration with most shopping carts. Fast online payments. He is considered a leader in Australia’s online payment industry and has extensive experience in meeting the online payment needs of Australian businesses. For more than fifteen years, SecurePay has already supported more than 40,000 companies, especially SMEs.

Payment flexibility allows customers to buy what they want or need online immediately without much hassle. The online application process is simple as there is no need to visit a bank. Not only does this benefit customers, as easy payments can also help businesses convert more sales and grow their business.

Final Words: Top 8 Online Payment Platforms

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