Best online payment platforms of 2022 May

This list is about the best online payment platforms. We’ll do our best to make sure you understand this Best Online Payment Platforms list. I hope you like this list Best Online Payment Platforms. So let’s start:

Table of Contents: Best Online Payment Platforms

Payment gateways offer the ability to accept card payments, online or in-store. This allows for quick and easy processing of credit card payments, both online and offline. Payment gateway systems also work with in-store point-of-sale (POS) processing. In a nutshell, payment gateways offer a way to load cards and then all fees are passed on to the business owner or merchant, with fees typically ranging from 1.4% to 3.5% and sometimes, there are also no monthly fees. The circumstances in which we live have pushed us towards digitization. Now we feel comfortable with digitizing payments and credit cards. Payment gateways allow physical and online sellers to offer their customers secure payment methods via credit card or digital wallet.

As technology opens up new payment options and markets, payment gateways are essential to helping businesses grow. Additionally, if you have a merchant account, the processing fee is reduced to around the interbank fee, which typically ranges from 0.10% to 20% per transaction, and comes with a monthly fee. A simple payment gateway can be a great way to handle low volume sales. However, since monthly fees can generate more revenue than processing fees, once sales volume reaches a critical threshold, it may be more economical to pay a monthly fee for processing merchants with interbank rates. .

Here is the list of the best online payment platforms


Stripe is another powerful payment platform designed for internet businesses, with the company claiming to process billions of dollars in transactions each year. The main difference between this service and many others is that it is not an out-of-the-box solution. Instead, it has a flexible set of tools that you can use to customize your own payment processes. Designed for large enterprises, it offers a variety of APIs that you can use to build your own subscription services, on-demand marketplaces, or crowdfunding platforms.

Supports a variety of development languages ​​including Ruby, Python, PHP, and Java. Additionally, Stripe supports over a hundred currencies and offers features such as mobile payments, subscription billing, and one-click payment. Users also have access to a dashboard where they can view transactions.


This is partly possible because Payline Data is an independent distribution organization (ISO) that also acts as a financial services platform (FSP) for large customers and an aggregator for small customers. Their ISO distributors typically process between $3,000 and $80,000 per month, while their FSP customers process over $80,000 per month. In general, all merchants process less than $3,000 per month.

Payline has two payment plans: Start and Connect. According to Payline, the rollout plan is primarily aimed at smaller retail establishments and will offer support for point-of-sale (POS) and mobile POS devices. It costs 0.2% plus 10 cents per transaction and a monthly fee of $10. Pricing for physical stores includes a monthly fee, plus a small percentage fee per transaction. For online stores, monthly and transaction fees are a bit higher.


Adyen is used by companies like Uber, Spotify, Microsoft and eBay to process consumer and business transactions. The software allows you to accept any payment made to your business from a single platform, giving you tools to manage risk and track results. Adyen not only accepts over 250 payment methods and 150 global currencies.

but it also allows you to analyze transaction data to gain “data-rich insights to learn customer behavior”. For example, they can recognize buyer behavior and habits so that you can optimize products and services accordingly. There is also a built-in risk management tool that analyzes data to identify and combat fraud.


PayPal is one of the most widely used online payment platforms. Founded in 1998 as Cofinity, you can use it to make and receive payments worldwide. PayPal provides payment processing services for e-commerce vendors, auction sites and other commercial businesses around the world and allows you to accept credit cards, including Amex and Visa.

It also offers easy shopping cart integration, extensive customization options, online billing, and easy credit card payments over the phone. Paypal offers online security, fraud prevention, PCI compliance, phishing and live customer support, billing and sales tracking. Paypal is secured with 128-bit SSL encryption, with no annual maintenance fees or initial setup fees. The PayPal app is available for iOS and Android SDKs.


Authorize.Net is one of the oldest payment gateway providers. Today, it serves over 430,000 merchants and handles over a billion transactions each year. We voted it best overall because it’s easy to set up and use, works with almost any merchant account, and accepts transactions from customers around the world.

Due to its longevity, Authorize.Net has partnerships with most major merchant account providers, allowing its users to accept payments from all major credit cards, debit cards, and digital payments, as well as checks electronic and international payments from most countries. Authorize.Net makes it easy for its customers to use their existing merchant account with their payment gateway.


Square has opened the door for retailers by providing an online payment solution that can be used on smart devices instead of bulky and expensive point-of-sale hardware. We chose it as the best for brick-and-mortar businesses because it allows users to accept in-person and online payments with no setup and configuration fees and includes a free mobile card reader.

Although Square accepts all major credit cards, as well as other payment methods such as Apple Pay and Google Pay, it does not support PayPal, one of its main competitors. However, it can process ACH payments or electronic checks and allows users to accept payments via website, invoice or phone.

brain tree

Despite its gigantic size, the company still focuses almost exclusively on the e-commerce sector, with a relatively small offering for retailers. Braintree was acquired by PayPal for $800 billion in 2013 and is now listed as “Braintree: A PayPal Service” on its website. Braintree is one of the heavyweights in the payments industry, processing over 6 billion transactions (and over $50 billion) per year.

However, as payment processing systems continue to migrate to the cloud, merchants in all industries have more and more opportunities to take advantage of Braintree’s payment gateway. Braintree’s gateway offers a full suite of standard features you’d expect from a modern, secure payment gateway, along with a variety of customization options.

We pay

WePay offers an integrated merchant account through Chase Merchant Services with a payment gateway. We chose it as the best for multiple channels because it allows merchants to easily process complex payment requests across a variety of online platforms.

Like most payment gateways, WePay accepts payments from all major credit cards, Chase Pay, and ACH, and can handle complex payment requests, including multiple payers and crowdfunding campaigns. Merchants can set it up with just one email address and start accepting payments right away.


2Checkout currently serves over 20,000 customers worldwide. We chose it as the best for selling internationally because it provides localized shopping experiences for customers in over 200 countries and territories and supports nearly 100 currencies. 2Checkout offers a payment gateway called 2Sell which accepts all major credit cards and payments including MasterCard, Visa, American Express, JCB and PayPal.

It also supports payments in nearly 30 languages ​​and 100 different currencies. Users can host their own payment page, set up recurring transactions, create payment history reports, and integrate the platform with many different e-commerce platforms, shopping carts, and billing systems.

Final Notes: Best Online Payment Platforms

I hope you understand and like this list Best Online Payment Platforms. If your answer is no, you can ask anything through the contact forum section linked to this article. And if your answer is yes, please share this list with your family and friends.

Previous Online payment solutions market - Major tech giants are in vogue again - Blackswan Real Estate
Next They're meant to stop fraud, but online payment checks are frustrating